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+ Only one here with Mobile app

+ Public pricing

+ Vendor is publicly listed — audited financial disclosure

+ Largest vendor (24,400 employees)

+ Longest track record — vendor founded 1998

+ Public pricing

+ Lowest starting price here ($2.90 / transaction %)

+ Only one here with Single sign-on (SSO)

+ Vendor is publicly listed — audited financial disclosure

+ Public pricing

− Lacks Role-based access, SOC 2, Dashboards — offered by others here

− Lacks Two-factor authentication — offered by others here

− Pricing only on request

− Lacks Role-based access — offered by others here

− Highest starting price here ($5 / transaction %)

− Smallest vendor (400 employees) — check support capacity

− Least established — vendor founded 2012

+ Highly recognized by consumers worldwide

+ Quick to add to online stores

+ Buyer and seller protection programs

+ Excellent APIs and developer documentation

+ Wide range of global payment methods

+ Fast onboarding for online businesses

+ Unified online and in-store payments

+ Broad global payment method coverage

+ Strong data and risk management tools

+ Handles global sales tax as merchant of record

+ Combines payments, billing and compliance

+ Reduces operational burden for small teams

− Fees can be higher than alternatives

− Account limitations and fund holds are common complaints

− Account holds can occur for risky activity

− Support can be slow for smaller accounts

− Geared toward large merchants

− Integration requires technical resources

− Fees are higher than a plain payment processor

− Less control over the checkout experience