Compare
Review up to 6 products side by side.
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Microsoft Dynamics 365 Business Central
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Xero
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|---|---|---|---|---|
| Head-to-head in this comparison | ||||
| Advantages | No relative advantage on tracked data |
Deloitte alliance partner
|
Only one here with Turkish interface
Free trial available
Can run on-premise
Turkish interface
Public pricing
|
Only one here with Online payments
Free trial available
Public pricing
Lowest starting price here ($20 / month)
Largest customer base (4.4M)
|
| Drawbacks |
Lacks Mobile app, Webhooks, Two-factor authentication +4 more — offered by others here
No free trial
Cloud only
No Turkish interface
Pricing only on request
|
Lacks Integrations marketplace, Expense tracking — offered by others here
No free trial
Cloud only
No Turkish interface
Pricing only on request
|
Lacks Recurring billing, Expense tracking — offered by others here
No public adoption figures
Highest starting price here ($80 / user/month)
|
Lacks Single sign-on (SSO), SOC 2, GDPR compliance +2 more — offered by others here
Cloud only
No Turkish interface
Smallest vendor (4,500 employees) — check support capacity
Least established — vendor founded 2006
|
| Editorial assessment | ||||
| Strengths |
Strong multi-entity and consolidation support
Flexible dimensional reporting
Robust core financials for finance teams
|
Unified cloud ERP, CRM and e-commerce
Strong multi-subsidiary and global support
Highly customizable with scripting
|
Deep integration with Microsoft 365
Extensible via a large app marketplace
Covers finance, sales and operations
|
Unlimited users on all plans
Clean interface with strong bank reconciliation
Large marketplace of integrations
|
| Considerations |
Implementation usually needs a partner
Interface has a learning curve
|
Costs rise with modules and users
Implementation can be complex
|
Usually needs a partner for setup
Customization can add cost
|
Lower plans limit invoice and bill volume
Payroll availability depends on region
|
| Product & company facts | ||||
| Deloitte alliance | ✕ | ✓ | ✕ | ✕ |
| Rating | — | — | — | — |
| Starting price | Contact for quote | Contact for quote | $80 / user/month | $20 / month |
| Pricing model | Quote-based | Quote-based | Subscription | Subscription |
| Free plan | ✕ | ✕ | ✕ | ✕ |
| Free trial | ✕ | ✕ | ✓ | ✓ |
| Open source | ✕ | ✕ | ✕ | ✕ |
| Deployment | Cloud (SaaS) | Cloud (SaaS) | Cloud (SaaS), On-premise | Cloud (SaaS) |
| Platforms | Web | Web, iOS, Android | Web, Windows, iOS, Android | Web, iOS, Android |
| Turkish interface | ✕ | ✕ | ✓ | ✕ |
| Target size | Mid-market, Enterprise | Mid-market, Enterprise | Small business, Mid-market | Freelancer, Small business, Mid-market |
| Industries served | — | Retail & consumer, Manufacturing & industrial, Technology, media & telecom, Professional services, Nonprofit, Cross-industry | — | — |
| Active users | — | — | — | — |
| Customers | — | 40K | — | 4.4M |
| Vendor employees | 11,000 | 162,000 | 228,000 | 4,500 |
| Headquarters | Newcastle upon Tyne, GB | Austin, US | Redmond, US | Wellington, NZ |
| Founded | 1981 | 1977 | 1975 | 2006 |
| Categories | Accounting, ERP | CRM, Accounting, Invoicing & Billing, ERP, Inventory Management | Accounting, Invoicing & Billing, ERP | Accounting, Invoicing & Billing |
| Features | ||||
| AI features | ✓ | ✓ | ✓ | ✓ |
| Workflow automation | ✓ | ✓ | ✓ | ✓ |
| GDPR compliance | — | ✓ | ✓ | — |
| ISO 27001 | — | ✓ | ✓ | — |
| SOC 2 | ✓ | ✓ | ✓ | — |
| Bank integration | ✓ | ✓ | ✓ | ✓ |
| Expense tracking | ✓ | — | — | ✓ |
| Multi-currency | ✓ | ✓ | ✓ | ✓ |
| Online payments | — | — | — | ✓ |
| Recurring billing | ✓ | ✓ | — | ✓ |
| API access | ✓ | ✓ | ✓ | ✓ |
| Integrations marketplace | ✓ | — | ✓ | ✓ |
| Webhooks | — | ✓ | ✓ | ✓ |
| Inventory tracking | — | ✓ | ✓ | ✓ |
| Mobile app | — | ✓ | ✓ | ✓ |
| Multi-language | — | ✓ | ✓ | — |
| Turkish interface | — | — | ✓ | — |
| Custom reports | ✓ | ✓ | ✓ | ✓ |
| Dashboards | ✓ | ✓ | ✓ | ✓ |
| Audit log | ✓ | ✓ | ✓ | ✓ |
| Role-based access | ✓ | ✓ | ✓ | ✓ |
| Single sign-on (SSO) | ✓ | ✓ | ✓ | — |
| Two-factor authentication | — | ✓ | ✓ | ✓ |
Feature marks are based on our curated data; “—” means not verified, not necessarily missing. Head-to-head points are derived from this data relative to the selected products; editorial points are curated summaries.