Compare
Review up to 6 products side by side.
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Zoho Books
Zoho Corporation
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QuickBooks Online
Intuit
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Xero
Xero
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Oracle NetSuite
Oracle
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|---|---|---|---|---|
| Head-to-head in this comparison | ||||
| Advantages |
Only one here with Quotes & proposals
Free plan available
Free trial available
Public pricing
Lowest starting price here ($15 / month)
|
Free trial available
Public pricing
Vendor is publicly listed — audited financial disclosure
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Free trial available
Public pricing
Vendor is publicly listed — audited financial disclosure
Largest customer base (4.4M)
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Only one here with Single sign-on (SSO), GDPR compliance, SOC 2 +1 more
Deloitte alliance partner
Vendor is publicly listed — audited financial disclosure
Largest vendor (162,000 employees)
Longest track record — vendor founded 1977
|
| Drawbacks |
Lacks Integrations marketplace — offered by others here
No public adoption figures
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Lacks Webhooks, Multi-language — offered by others here
No free plan
No public adoption figures
Highest starting price here ($35 / month)
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Lacks Multi-language, Time tracking — offered by others here
No free plan
Smallest vendor (4,500 employees) — check support capacity
Least established — vendor founded 2006
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Lacks Time tracking, Online payments, Expense tracking +1 more — offered by others here
No free plan
No free trial
Pricing only on request
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| Editorial assessment | ||||
| Strengths |
Affordable plans with a free tier
Tight integration with other Zoho apps
Good automation and workflow rules
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Large ecosystem of apps and accountants
Strong bank feeds and reconciliation
Covers invoicing, expenses and reporting well
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Unlimited users on all plans
Clean interface with strong bank reconciliation
Large marketplace of integrations
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Unified cloud ERP, CRM and e-commerce
Strong multi-subsidiary and global support
Highly customizable with scripting
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| Considerations |
Some features vary by country edition
Advanced features need higher plans
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Costs rise as you move to higher tiers
User limits on lower plans
Mainly tailored to US accounting practices
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Lower plans limit invoice and bill volume
Payroll availability depends on region
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Costs rise with modules and users
Implementation can be complex
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| Product & company facts | ||||
| Deloitte alliance | ✕ | ✕ | ✕ | ✓ |
| Rating | — | — | — | — |
| Starting price | $15 / month | $35 / month | $20 / month | Contact for quote |
| Pricing model | Freemium | Subscription | Subscription | Quote-based |
| Free plan | ✓ | ✕ | ✕ | ✕ |
| Free trial | ✓ | ✓ | ✓ | ✕ |
| Open source | ✕ | ✕ | ✕ | ✕ |
| Deployment | Cloud (SaaS) | Cloud (SaaS) | Cloud (SaaS) | Cloud (SaaS) |
| Platforms | Web, iOS, Android, Windows, macOS | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
| Turkish interface | ✕ | ✕ | ✕ | ✕ |
| Target size | Freelancer, Small business, Mid-market | Freelancer, Small business, Mid-market | Freelancer, Small business, Mid-market | Mid-market, Enterprise |
| Industries served | — | — | — | Retail & consumer, Manufacturing & industrial, Technology, media & telecom, Professional services, Nonprofit, Cross-industry |
| Active users | — | — | — | — |
| Customers | — | — | 4.4M | 40K |
| Vendor employees | 18,000 | 18,800 | 4,500 | 162,000 |
| Headquarters | Chennai, IN | Mountain View, CA, US | Wellington, NZ | Austin, US |
| Founded | 1996 | 1983 | 2006 | 1977 |
| Categories | Accounting, Invoicing & Billing | Accounting, Invoicing & Billing | Accounting, Invoicing & Billing | CRM, Accounting, Invoicing & Billing, ERP, Inventory Management |
| Features | ||||
| AI features | ✓ | ✓ | ✓ | ✓ |
| Workflow automation | ✓ | ✓ | ✓ | ✓ |
| GDPR compliance | — | — | — | ✓ |
| ISO 27001 | — | — | — | ✓ |
| SOC 2 | — | — | — | ✓ |
| Bank integration | ✓ | ✓ | ✓ | ✓ |
| Expense tracking | ✓ | ✓ | ✓ | — |
| Multi-currency | ✓ | ✓ | ✓ | ✓ |
| Online payments | ✓ | ✓ | ✓ | — |
| Recurring billing | ✓ | ✓ | ✓ | ✓ |
| API access | ✓ | ✓ | ✓ | ✓ |
| Integrations marketplace | — | ✓ | ✓ | — |
| Webhooks | ✓ | — | ✓ | ✓ |
| Inventory tracking | ✓ | ✓ | ✓ | ✓ |
| Mobile app | ✓ | ✓ | ✓ | ✓ |
| Multi-language | ✓ | — | — | ✓ |
| Time tracking | ✓ | ✓ | — | — |
| Custom reports | ✓ | ✓ | ✓ | ✓ |
| Dashboards | ✓ | ✓ | ✓ | ✓ |
| Quotes & proposals | ✓ | — | — | — |
| Audit log | ✓ | ✓ | ✓ | ✓ |
| Role-based access | ✓ | ✓ | ✓ | ✓ |
| Single sign-on (SSO) | — | — | — | ✓ |
| Two-factor authentication | ✓ | ✓ | ✓ | ✓ |
Feature marks are based on our curated data; “—” means not verified, not necessarily missing. Head-to-head points are derived from this data relative to the selected products; editorial points are curated summaries.