Thought Machine Vault Core
Cloud-native core banking engine with programmable smart contracts
What is Thought Machine Vault Core?
Vault Core is a cloud-native core banking platform in which banking products are defined as code through configurable 'smart contracts'. It runs a real-time ledger for current accounts, savings, loans, mortgages and credit cards and can be deployed on public or private cloud. Vault Payments complements it as a payments hub. It is used by large incumbent banks and digital banks replacing legacy cores.
Key facts
- Starting price
- Contact for quote
- Pricing model
- Quote-based
- Active users
- —
- Customers
- —
- Vendor employees
- —
- Launched
- —
- Deployment
- Cloud (SaaS), On-premise, Hybrid
- Platforms
- Web
Strengths & considerations
Strengths
- Cloud-native core with programmable product logic
- Smart contracts enable flexible product design
- Modern API-driven architecture
- Can run on-premise
Considerations
- Requires engineering capacity to configure products
- Smaller ecosystem than long-established core vendors
- Pricing only on request
- No free plan or free trial
Editorial summary based on public information; not a user review.
Industries & use cases
Industries served
Typical use cases
- Launching a greenfield digital bank on modern core
- Progressive migration off legacy core banking
- Rapid configuration of new deposit and lending products
Typical Deloitte services
- Core banking modernization and migration
- Cloud-native banking architecture design
- Product configuration and integration delivery
Editorial profile based on public information.
Features
✓Multi-currency· Finance
✓API access· Integrations
✓Webhooks· Integrations
✓Role-based access· Security
✓Audit log· Security
User reviews
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