Compare
Review up to 6 products side by side.
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Xero
Xero
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QuickBooks Online
Intuit
|
FreshBooks
FreshBooks
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Zoho Books
Zoho Corporation
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|---|---|---|---|---|
| Head-to-head in this comparison | ||||
| Advantages |
Vendor is publicly listed — audited financial disclosure
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Vendor is publicly listed — audited financial disclosure
Largest vendor (18,800 employees)
Longest track record — vendor founded 1983
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No relative advantage on tracked data |
Only one here with Multi-language
Free plan available
Lowest starting price here ($15 / month)
Broadest feature coverage (19)
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| Drawbacks |
Lacks Time tracking, Quotes & proposals — offered by others here
No free plan
Least established — vendor founded 2006
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Lacks Webhooks, Quotes & proposals — offered by others here
No free plan
No public adoption figures
Highest starting price here ($35 / month)
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Lacks Webhooks, Role-based access, Audit log +3 more — offered by others here
No free plan
No public adoption figures
Narrowest feature scope (13)
Smallest vendor (500 employees) — check support capacity
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Lacks Integrations marketplace — offered by others here
No public adoption figures
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| Editorial assessment | ||||
| Strengths |
Unlimited users on all plans
Clean interface with strong bank reconciliation
Large marketplace of integrations
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Large ecosystem of apps and accountants
Strong bank feeds and reconciliation
Covers invoicing, expenses and reporting well
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Very easy invoicing for service businesses
Built-in time tracking and project billing
Responsive customer support
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Affordable plans with a free tier
Tight integration with other Zoho apps
Good automation and workflow rules
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| Considerations |
Lower plans limit invoice and bill volume
Payroll availability depends on region
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Costs rise as you move to higher tiers
User limits on lower plans
Mainly tailored to US accounting practices
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Limited inventory and advanced accounting features
Client limits on lower plans
Extra team members cost more
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Some features vary by country edition
Advanced features need higher plans
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| Product & company facts | ||||
| Deloitte alliance | ✕ | ✕ | ✕ | ✕ |
| Rating | — | — | — | — |
| Starting price | $20 / month | $35 / month | $21 / month | $15 / month |
| Pricing model | Subscription | Subscription | Subscription | Freemium |
| Free plan | ✕ | ✕ | ✕ | ✓ |
| Free trial | ✓ | ✓ | ✓ | ✓ |
| Open source | ✕ | ✕ | ✕ | ✕ |
| Deployment | Cloud (SaaS) | Cloud (SaaS) | Cloud (SaaS) | Cloud (SaaS) |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android, Windows, macOS |
| Turkish interface | ✕ | ✕ | ✕ | ✕ |
| Target size | Freelancer, Small business, Mid-market | Freelancer, Small business, Mid-market | Freelancer, Small business | Freelancer, Small business, Mid-market |
| Industries served | — | — | — | — |
| Active users | — | — | — | — |
| Customers | 4.4M | — | — | — |
| Vendor employees | 4,500 | 18,800 | 500 | 18,000 |
| Headquarters | Wellington, NZ | Mountain View, CA, US | Toronto, CA | Chennai, IN |
| Founded | 2006 | 1983 | 2003 | 1996 |
| Categories | Accounting, Invoicing & Billing | Accounting, Invoicing & Billing | Accounting, Invoicing & Billing | Accounting, Invoicing & Billing |
| Features | ||||
| AI features | ✓ | ✓ | — | ✓ |
| Workflow automation | ✓ | ✓ | — | ✓ |
| Bank integration | ✓ | ✓ | ✓ | ✓ |
| Expense tracking | ✓ | ✓ | ✓ | ✓ |
| Multi-currency | ✓ | ✓ | ✓ | ✓ |
| Online payments | ✓ | ✓ | ✓ | ✓ |
| Recurring billing | ✓ | ✓ | ✓ | ✓ |
| API access | ✓ | ✓ | ✓ | ✓ |
| Integrations marketplace | ✓ | ✓ | ✓ | — |
| Webhooks | ✓ | — | — | ✓ |
| Inventory tracking | ✓ | ✓ | — | ✓ |
| Mobile app | ✓ | ✓ | ✓ | ✓ |
| Multi-language | — | — | — | ✓ |
| Time tracking | — | ✓ | ✓ | ✓ |
| Custom reports | ✓ | ✓ | ✓ | ✓ |
| Dashboards | ✓ | ✓ | ✓ | ✓ |
| Quotes & proposals | — | — | ✓ | ✓ |
| Audit log | ✓ | ✓ | — | ✓ |
| Role-based access | ✓ | ✓ | — | ✓ |
| Two-factor authentication | ✓ | ✓ | ✓ | ✓ |
Feature marks are based on our curated data; “—” means not verified, not necessarily missing. Head-to-head points are derived from this data relative to the selected products; editorial points are curated summaries.